I am so sick and tired of the rubbish and scaremongering from people who (on paper) should know better.
It is a breath of fresh air to read something which actually nails the real cause of the problem and
what the problem is (solvency vs liquidity)
http://online.wsj.com/article/SB122428279231046053.html
It is like people complaining about shares going down and their super (like 401k) being down 40% this year after 4 years of more of 20% gains!
Year 1: $100,000
Year 4: $207,000
Year 5 $124,000
